The FIBR program seeks to leverage the fact that smartphone ownership is increasing, and that the adoption of these mini computers opens up a world of new data that was previously invisible - locked in paper ledgers or in the minds of small business owners and sales agents.

For this reason, Sokowatch and FIBR jointly developed a smartphone-enabled solution for ordering goods and accessing credit. Read about the key barriers to smartphone adoption by merchants in their businesses. http://bfa.works/three-barriers-to-smartphone-readiness

Watch our video about our partnership with Sokowatch